Terms of Service

Acceptance of Terms

Welcome to the HELOC Calculator service. By accessing or using our website, services, or related applications, you agree to be bound by these Terms of Service. If you do not agree to any part of these terms, please do not use our services.

Service Description

HELOC Calculator provides tools for evaluating and calculating financial information related to Home Equity Lines of Credit (HELOC). Our calculators and resources are designed to help users understand the potential costs, benefits, and repayment plans of HELOCs.

Usage Restrictions

When using our services, you agree not to:

• Violate any applicable laws, regulations, or these terms
• Use the service for any illegal purpose
• Attempt to hack, breach, or interfere with our systems
• Collect or store personal information of other users
• Distribute malware or harmful data
• Copy or distribute our content for commercial purposes unless explicitly authorized by us

Intellectual Property

Our website, services, and content (including but not limited to text, images, graphics, logos, calculator tools) are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or use our content without our explicit permission.

Disclaimer

Our services are provided "as is" and "as available" without any warranties of any kind, whether express or implied. We do not guarantee that our services will be error-free, secure, or uninterrupted.

Limitation of Liability

To the maximum extent permitted by law, HELOC Calculator and its owners, employees, and partners will not be liable for any direct, indirect, incidental, special, punitive, or consequential damages resulting from your use or inability to use our services, including but not limited to loss of profits, data loss, or business interruption.

User Accounts

If our services require the creation of an account, you are responsible for maintaining the security of your account and are fully responsible for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

Third-Party Links and Services

Our services may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites and do not endorse them. Your use of such third-party services is at your own risk.

Termination

We may terminate or suspend your access to our services at any time, without prior notice, for reasons including but not limited to violation of these Terms of Service. All provisions regarding limitation of liability, ownership, and termination shall survive termination.

Modification of Terms

We reserve the right to modify these Terms of Service at any time. Modified terms will be posted on our website. Your continued use of our services constitutes acceptance of the modified terms. We recommend that you review these terms regularly.

Governing Law

These terms shall be governed by and construed in accordance with the laws of the People's Republic of China, without regard to its conflict of law principles. Any disputes related to these terms shall be submitted to the exclusive jurisdiction of the competent courts in Beijing, China.

Contact Us

If you have any questions or comments about these Terms of Service, please contact us: