Cookie Policy
What Are Cookies
Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work properly, provide information to website owners, remember your settings, and deliver a more personalized web experience.
How We Use Cookies
The HELOC Calculator website uses cookies for the following purposes:
- Necessary cookies: These cookies are essential for the website to function and allow you to navigate and use its features. Without these cookies, we cannot provide the services you request.
- Performance cookies: These cookies collect information about how visitors use the website, such as which pages visitors go to most often and if they receive error messages from web pages.
- Functionality cookies: These cookies allow the website to remember choices you make (such as your username, language, or region) and provide enhanced, more personalized features.
- Targeting/advertising cookies: These cookies are used to deliver advertisements that are relevant to you and your interests, limit the number of times you see a particular advertisement, and help measure the effectiveness of advertising campaigns.
- Social media cookies: Our website may include features that allow you to share content with social media platforms. These platforms may set their own cookies.
Specific Cookies We Use
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
| _ga | Used to distinguish users | 2 years | Analytics |
| _gid | Used to distinguish users | 24 hours | Analytics |
| _gat | Used to throttle request rate | 1 minute | Analytics |
| helocCalcPrefs | Stores user calculator preferences | 1 year | Functionality |
| helocCalcSession | Maintains user session state | Session | Necessary |
Third-Party Cookies
In addition to cookies that we set, some third parties may place cookies on your device when you visit our website. These third parties may include:
- Analytics service providers (such as Google Analytics)
- Advertising networks
- Social media platforms
These third-party cookies are not under our control. We recommend that you check the privacy policies and cookie policies of these third parties for more information.
Managing Your Cookie Preferences
Most web browsers allow you to control cookies through browser settings. You can set your browser to refuse cookies or to alert you when cookies are being sent. However, if you use your browser settings to block all cookies (including essential cookies), you may not be able to access all or parts of our website.
How to Manage Cookies
- Chrome: Settings > Privacy and Security > Cookies and other site data
- Firefox: Options > Privacy & Security > Cookies and Site Data
- Safari: Preferences > Privacy > Cookies and website data
- Edge: Settings > Cookies and site permissions > Cookies
Your Consent
When you first visit our website, we will request your consent to use cookies. You can withdraw your consent at any time by changing your browser settings or using the cookie settings option on our website.
Please note that refusing cookies may affect our ability to deliver certain parts of the website to you.
Policy Updates
We may update this Cookie Policy from time to time to reflect changes in our practices and services. We encourage you to review this page periodically for the latest information.
Contact Us
If you have any questions or comments about our Cookie Policy, please contact us:
Email: privacy@heloc-calculator.example.com
Address: Financial Building, 18th Floor, 100 Financial Street, Chaoyang District, Beijing
Phone: 010-88888888